700Pay Nexus
Banking Solutions
Banking payments platform
A complete payment and digital banking platform for banks ready to modernize POS, NFC acceptance, merchant acquiring, risk controls, and customer-facing financial services.
Product suite
Each module is designed as part of one connected banking platform, so product teams, acquiring teams, risk teams, operations, and digital channels can work from the same transaction, device, merchant, and customer foundation.
SmartPOS, countertop terminals, Android POS, merchant setup, transaction flows, settlement, and reconciliation.
EMV contactless cards, Apple Pay, Google Wallet, Samsung Wallet, bank wallets, and tap-to-pay acceptance journeys.
Debit, credit, prepaid, virtual cards, tokenized cards, spending controls, card lifecycle, and instant activation.
Merchant QR, dynamic QR, account-to-account payment flows, bill payment, and wallet-based checkout options.
Mobile banking, internet banking, onboarding, KYC workflows, service requests, alerts, and customer self-service.
Native iOS and Android banking journeys for accounts, transfers, bills, cards, wallets, approvals, alerts, and service requests.
Real-time risk scoring, velocity rules, suspicious pattern detection, terminal blocking, and investigation workspaces.
Merchant dashboards, transaction search, refunds, disputes, invoices, settlement reports, and user permissions.
ISO 8583 connectivity, REST APIs, webhooks, core banking adapters, CRM, ERP, and data warehouse integrations.
Digital applications, scoring, approvals, collateral, disbursement, collections, and micro-loan workflows.
Agent onboarding, float management, assisted service, cash-in/cash-out, field collections, and supervision.
Assisted onboarding, teller transactions, queue service, cash operations, approvals, and branch dashboards.
Campaigns, next-best-action, service cases, notifications, loyalty, complaints, and customer 360 views.
Portfolio analytics, transaction intelligence, dashboards, segmentation, risk insights, and management reporting.
Sharia-aware product journeys, financing workflows, profit calculation support, approvals, and disclosures.
Business segments
700Pay Nexus can be positioned by segment, so each stakeholder sees the services, channels, operating controls, and measurable outcomes that matter to their business.
Mobile banking, cards, wallets, onboarding, payments, service requests, and customer engagement.
Merchant acquiring, business banking, approvals, invoicing, payroll, reports, and cash management.
Field origination, group lending, agent service, collections, client protection, and responsible credit.
Open APIs, wallets, alternative payments, partner onboarding, risk controls, and integration services.
Regional use cases
These examples show how 700Pay Nexus can be configured for local regulations, customer behavior, payment rails, and operating models without rebuilding the platform.
Launch Android POS, tap-to-pay, card acceptance, merchant onboarding, settlement, and dispute workflows with Islamic product disclosures where required.
Connect mobile banking, bill payments, salary services, merchant dashboards, approval workflows, and open APIs for local partners and payment providers.
Support remote onboarding, KYC orchestration, virtual cards, wallet journeys, fraud monitoring, consent capture, and customer service automation.
Package payment gateway, invoicing, QR acceptance, POS estate management, business reporting, and compliance controls for fast-growing merchants.
Digitize loan applications, field visits, guarantor checks, repayment reminders, agent collections, portfolio monitoring, and responsible lending controls.
Enable cash-in, cash-out, assisted digital services, multilingual customer journeys, branch-light expansion, complaints handling, and audit-ready disclosures.
Improve teller-assisted journeys, mobile payments, account servicing, device rollout governance, fraud alerts, and operational dashboards for leadership.
Reuse core payments, identity, reporting, and merchant tools while applying country-specific compliance, data hosting, language, tax, and approval rules.
Services and delivery
Beyond software modules, 700Apps can package advisory, product design, implementation, integration, compliance readiness, data analytics, and operational support into one delivery program for banks and microfinance institutions.
View servicesMarket fit, roadmap, business case, compliance scope, target architecture, and rollout priorities.
Customer journeys, UX, data flows, security model, process maps, and product configuration.
Implementation, integrations, testing, migration, certification support, and pilot launch.
Monitoring, support, reporting, adoption, change releases, and continuous improvement.
Professional banking experience
700Pay Nexus is positioned as a modern banking product, not only a technical payment gateway. The presentation now highlights the operating model, merchant experience, security posture, and digital-bank service layer with stronger visuals.
Monitor transactions, devices, settlement, exceptions, support activity, and merchant estate health.
Present dashboards, mobile journeys, card controls, payment links, QR, and self-service banking flows.
Show PCI, EMV, PIN, HSM, tokenization, audit, and certification readiness in a clear executive format.
Banking and microfinance best practices
700Pay Nexus should support modern banking discipline and microfinance realities: proportionate KYC, client protection, transparent pricing, responsible credit, offline-aware operations, agent controls, payments interoperability, and measurable operational resilience.
View best practicesCritical operations, continuity planning, incident response, cyber controls, and third-party oversight.
Clear terms, fair treatment, complaint handling, privacy, consent, and vulnerable-customer support.
Micro-savings, micro-loans, agent banking, cash-in/cash-out, low-bandwidth access, and risk-based onboarding.
Platform architecture
700Pay Nexus combines channels, payment orchestration, risk, integration, data, and operations into one controlled platform. Banks can start with POS or mobile banking and expand into merchant acquiring, microfinance, open APIs, analytics, and managed operations.
PCI PTS-certified Android SmartPOS for rich merchant apps, hardened Linux POS for high-volume fixed environments, tap-to-phone readiness, agent mobile apps, and branch-assisted service devices.
Payment software covers EMV contact/contactless kernels, PIN handling, reversals, settlement, TMS, merchant parameters, QR, wallets, cards, mobile banking journeys, and bank-host integrations.
Operations teams get remote onboarding, terminal inventory, key rotation, device health, audit trails, SLA views, exception queues, merchant support, and rollout dashboards from one console.
Reusable adapters connect the platform to the bank ecosystem using secure APIs, files, event streams, ISO 8583, webhooks, and governed environments.
The data layer gives leaders, product teams, risk teams, and operations teams trusted views of adoption, exposure, service quality, revenue, and compliance readiness.
The platform can support cloud, private cloud, on-premise, or hybrid operating models depending on bank policy, regulator expectations, data residency, and integration needs.
Start with the highest-priority module and expand across acquiring, channels, credit, agents, APIs, analytics, and operations.
Parameter-driven onboarding, approvals, fees, limits, roles, service requests, disputes, and exception handling.
Role-based access, MFA hooks, audit logs, HSM integration, tokenization, encryption, device control, and compliance evidence.
Bank-host adapters, payment routing, APIs, webhooks, file exchange, event feeds, and governed partner connectivity.
Dashboards for merchants, devices, branches, agents, transactions, settlement, risk, support, and product adoption.
Country profiles for regulator needs, language, data residency, scheme rules, reporting, tax, and local payment rails.
Bank ecosystem connections
Operating controls
Security and compliance
HSM-backed key management, encrypted PIN blocks, key injection, and rotation policies.
End-to-end encryption, tokenized PAN storage, role-based access, and complete audit trails.
Transaction alerts, device tamper status, fraud rules, and operational dashboards for bank teams.
Certification-ready presentation
The platform narrative now connects payment software, device certification, PIN and key management, EMV contactless, P2PE, tokenization, audit evidence, and bank approval workflows.
Delivery model
Define target channels, devices, host systems, compliance scope, and merchant experience.
Configure POS apps, APIs, switch connections, TMS, merchant portals, and reporting.
Support EMV, acquirer, card-scheme, PCI, and local bank certification readiness.
Launch, monitor, enhance, and scale across branches, merchants, regions, and channels.
Request a demo
Use the guided wizard to share your target country, products, channels, devices, compliance needs, integrations, timeline, and demo expectations. The answers are sent to info@700-apps.com so the 700Apps team can prepare a focused banking solution demo.